WHAT IS MORTGAGE INSURANCE?
Buying a home is one of the biggest investments in a person’s life and special care is required to avoid loss. Mortgage insurance is an insurance policy that protects a mortgage lender or titleholder if the borrower defaults on payments, dies, or is otherwise unable to meet the contractual obligations of the mortgage. Mortgage insurance can be purchased from the lender or as a stand-alone coverage. Stand-alone coverage offered through a JK Insure tends to offer rates up to 40% cheaper than what is offered from the lender. Before you purchase mortgage insurance, make sure you compare the various coverages offered so that you make an informed choice.
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